Western Pennsylvania Guide to Good Health
Departments Health Links Calendar Archived Issues Media Kit Contact Us
  Senior Care Senior Living Special Needs Directory Ask the Expert  
  Ask the Expert    
 

Ask an Expert

John Wells on Medicare

John Wells is president of Medicare Specialists of Pittsburgh, an Independent Insurance Agency representing many different companies for your insurance needs. Medicare Specialists carefully selected its carriers in order to provide clients with the best level of service, price and coverage.

Q: What is Medicare Specialists of Pittsburgh’s reopening plans post-COVID-19?
A: In addition to following the guidelines set forth by the state health department, we’re installing sneeze guards around our desks as well as in our reception area to protect our receptionist and to protect our clients coming in. We will also have masks here when people arrive.

To minimize the number of people in our waiting area and to keep people six feet apart, we are recommending to clients that they schedule an appointment ahead of time.

Q: What advice would you have for people who want to sign up for Medicare now?
A: Allow yourself more time and please be patient. You can sign up three months prior to your 65th birthday month until three months after your birthday month.

Don’t wait to start this process a week or two before your 65th birthday. I would strongly suggest that people utilize that three month period because if we get hit with the second wave of the coronavirus pandemic in the fall, this is going to become a slower process.

No matter what happens, we're going to be prepared and on top of things and be flexible to work with our clients. You can enroll online at www.medicare.gov or set up an appointment at your local social security office.

Q: What is the most common question about Medicare that you tend to hear from clients?
A: It’s more of a statement than a question—but many people find Medicare to be confusing. They may find that there are too many options to choose from or they are not clear on what the differences are. That can be addressed over a general conversation with us, explaining the differences between a Medicare Supplement and the Medicare Advantage Plan, for example, and how those choices impact you further down the road.

Q: How can a Medicare Specialist such as yourself help our readers?
A: We can help you enroll in Medicare. There’s a lot of misinformation about what to do when you turn 65. For instance, many people wonder if they should stay on their group employee coverage or should they drop it and go on Medicare. We can compare your current coverage with what you can get with Medicare. We are licensed with all of the major Advantage Plans, Part D plans and a majority of the Supplemental plans. We educate our clients so they can make the proper decisions on what plan they should choose.

Q: Any final advice for our readers?
A: Be careful of scams. During the last two months, during the quarantine period, I’ve seen so many Medicare commercials that are misleading on TV, especially the Joe Namath ones  saying, “There are all these changes." There are no changes mid year—none. They’re trying to scare people or use scare tactics to tell people that they've missed or are missing opportunities. If you're already on Medicare, chances are, you can't change plans mid year. If you ever have any questions or concerns, you can contact us.

For more information, visit www.aetnamedicare.com and https://aetna.benefitscheckup.org/welcome-aetna/             

View Our Health Experts and Ask Your Questions

Westmoreland County Special Edition Download a PDF version Advertise Subscribe for FREE
Subscribe to GTGH

Focus

Focus

Focus

Focus

Focus

Focus

Focus

Focus

Focus

Focus

Focus

Focus

Scott and Christie

CMS Housing – Apartments

Doterra

WR Cameron Wellness Center

Medicare Specialists of Pittsburgh

East End Food Coop

Reserve This Space | Call 412-835-5796 or email goodhealthmag@aol.com


Western Pennsylvania Guide to Good Health. All rights reserved.


Send email to goodhealthmag@aol.com